Mortgage Loan

Flexible Mortgage Financing to Meet Your Needs

Mortgage Options:

• First mortgage, second mortgage, refinancing, or additional mortgage

Eligible Properties:

• Private apartments, tong lau (old Chinese tenements), ground-floor shops, commercial units, offices, factories, industrial/commercial buildings, car parks, land, as well as public housing (with premium paid), Home Ownership Scheme flats, cooperative flats, and village houses

Loan Features:

• Applicants with full or partial ownership are eligible

• Loan amounts up to 80% of property valuation

• Annual interest rates from 12% to 36%

Flexible Repayment:

• Choose your repayment period

• Options include short-term interest-only or long-term installment plans

• Repayment terms from 3 months up to 120 months

Simple Approval:

• Submit the required documents for approval in as fast as 30 minutes

• Cash available within 24 hours

Application Process:

• Apply via SMS, WhatsApp, or our company website

• Provide property address and outstanding debt information for preliminary approval within 30 minutes

• Complete formalities in person at our office and receive funds within 24 hours

Required Documents:

• Identity documents

• Proof of address and income

• For first mortgage: property title deed

• For second mortgage: details of existing mortgage loan and repayment record

• Rates demand note (government rates bill)

• Tenancy agreement (if the property is rented out)